# Three Pillars

#### Three Pillars <a href="#three-pillars" id="three-pillars"></a>

1. Earn Depositors:

* Provide stablecoins to the system
* These stablecoins are used exclusively to purchase ERC20 tokens from sellers

2. ERC20 Sellers:

* Sell their ERC20 tokens to the protocol
* Receive stablecoins from the Earn depositors' pool

3. Borrowers:

* Borrow ERC20 tokens with minimal collateral
* Make repayments in stablecoins, which flow to Earn depositors