How it works

  1. Vault Creation:

  • Token projects can create a dedicated MortgageFi vault for their token

  • This vault allows users to borrow against the project's token

  1. Long-Term Borrowing:

  • Community members can take out loans of up to 30 years using the project token

  • Borrowed tokens are effectively removed from circulation for the loan duration

  1. Gradual Token Lock-up:

  • As more community members take loans, a larger portion of the token supply becomes locked

  • This process can continue over time, potentially for decades

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