> For the complete documentation index, see [llms.txt](https://mortgagefi-docs.gitbook.io/mortgagefi-documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://mortgagefi-docs.gitbook.io/mortgagefi-documentation/use-case-example.md). # Use Case Example Alice wants to acquire 10 ETH, currently priced at $2,000 each: * In traditional DeFi, she might need $30,000 worth of collateral for a $20,000 loan. * With MortgageFi, she could potentially borrow 10 ETH with just $400 (2% of $20,000) as collateral. * She makes fixed USD repayments over her chosen term, eventually owning 10 ETH outright. Understanding under-collateralized loans is crucial for users to fully leverage MortgageFi's unique offerings. This innovative approach to lending in the DeFi space opens up new possibilities for long-term crypto investment strategies and increased capital efficiency. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://mortgagefi-docs.gitbook.io/mortgagefi-documentation/use-case-example.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.