# Use Case Example Alice wants to acquire 10 ETH, currently priced at $2,000 each: * In traditional DeFi, she might need $30,000 worth of collateral for a $20,000 loan. * With MortgageFi, she could potentially borrow 10 ETH with just $400 (2% of $20,000) as collateral. * She makes fixed USD repayments over her chosen term, eventually owning 10 ETH outright. Understanding under-collateralized loans is crucial for users to fully leverage MortgageFi's unique offerings. This innovative approach to lending in the DeFi space opens up new possibilities for long-term crypto investment strategies and increased capital efficiency. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://mortgagefi-docs.gitbook.io/mortgagefi-documentation/use-case-example.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.