# Costs and Predictability

GMX and Similar Futures Platforms:

* Costs can be unpredictable due to varying funding rates
* Potential for unexpected fees during high volatility periods

MortgageFi:

* Predictable costs through fixed USD repayments
* No hidden or fluctuating fees

Example Scenario

Imagine Alice and Bob both want to gain leveraged exposure to 3 ETH:

Alice uses GMX:

* Opens a 3x leveraged long position on 1 ETH
* Pays fluctuating funding rates, potentially eroding her position over time
* Risks liquidation if ETH price drops sharply

Bob uses MortgageFi:

* Borrows 2 ETH against his 1 ETH collateral
* Makes fixed USD repayments, maintaining his 3 ETH exposure
* Can hold his position long-term without fear of liquidation due to price fluctuations

MortgageFi offers a more stable, predictable, and potentially less risky way to gain leveraged exposure to crypto assets, especially for users looking to hold positions over longer periods.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://mortgagefi-docs.gitbook.io/mortgagefi-documentation/comparison-examples/costs-and-predictability.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
