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  • Introduction
    • Mortgage product
    • Earn product
    • NEW! Refinance
  • How MortgageFi Works
    • Mortgage borrowers
      • Early repayment feature (ERF)
    • Earn - Liquidity Providers
    • Refinancing
  • Getting Started
    • Components
      • Mortgage Vaults
      • Earning Vaults
      • Loan NFTs
      • Defaults
      • ERC20 Integration
    • Points system
      • Liquidity Incentives
      • Referral Incentives
  • FAQ
    • General
  • MortgageFi Ecosystem
    • Contracts
    • Audits
    • Governance Structure
    • Integrate your own token
      • Integration Process
      • Benefits of Integration
      • Considerations
      • How to apply
    • Self-Balancing Protocol
      • Three Pillars
      • Protocol Design
      • How the System Balances
      • Security and Attack Vectors
      • Advantages of This Model
  • Under-Collateralized Loans
    • What are Under-Collateralized Loans?
    • Key Features
    • How it works
    • Risk Management
    • Benefits for Borrowers
  • Compared to other Lending
    • Use Case Example
  • Comparison Examples
    • Funding Rates and Position Stability
    • Zero-Sum Game vs. Mutual Benefit
    • Long-Term Holding vs. Short-Term Trading
    • Risk Profile
    • Costs and Predictability
  • Yield for Earn Vaults
  • Risk Management
    • Risk Management Strategies
    • Risks and Mitigations
    • User Responsibilities
    • Community Risk Management
    • Ongoing Risk Management
  • Strategies
    • Long vs Short-term Strategy
      • Long-term strategy
      • Short-term strategy
      • Comparing the Strategies
    • Hedge against the bear market
    • Cross-Chain Operations
    • Token Sink
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  1. Introduction

Earn product

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Last updated 10 days ago

For liquidity providers, MortgageFi offers an attractive avenue to earn competitive yields. By supplying stablecoins to the platform’s earning vaults, liquidity providers indirectly finance the mortgages, benefiting from borrower repayments and early repayment fees. Yields are automatically accrued through the and displayed on the users .

Typical yields are expected to offer between 10-18% APR. During peak market conditions, liquidity providers can expect yields up to 25%+ APR, with the potential to earn even more in high volume periods.

Importantly, liquidity providers face no impermanent loss, as their deposits are in stablecoins, and the rewards are dollar-denominated. The yield pools are designed not to dilute as they grow (as growing enables more borrowing), ensuring that returns remain competitive even as more liquidity enters the system.

rewards mechanism
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