# Self-Balancing Protocol MortgageFi operates as a unique, interconnected ecosystem where three key participants – Earn depositors, Borrowers, and ERC20 sellers – work together to create a balanced and efficient market without relying on external oracles.\* This self-balancing mechanism ensures stability, resilience against market volatility, and attractive opportunities for all participants.\ \ \*Oracles are only used for the Financing product to ensure their Mortgages and Earn positions are based on the current market value at the time they finance. This does not affect the internal pricing of mortgageable assets. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://mortgagefi-docs.gitbook.io/mortgagefi-documentation/mortgagefi-ecosystem/self-balancing-protocol.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.