Earning Vaults

Earning Vaults enable liquidity providers to earn high yields. Key features include:

• Deposit stablecoins to provide liquidity and receive mortgageFi synthetic stable coins in return

• Earn up to ~25% APY from borrower repayments plus extra yield through early repayment fees

To start earning, visit the markets page and choose a vault through the Earn option. On the Earn page you will have the option to buy directly from Uniswap where prices may fluctuate slightly (presenting possible arbitrage or higher value trades) or to use the protocol swap modal which is fixed at 1:1.

Transferability of earn position between wallets

Earn positions are established by users holding mortgageFi synthetic stable coins which will be received at a rate of 1:1 compared to the number of units you deposit.

If you deposit 100 USDC you will receive 100 mortgageFi stables.

Whichever wallet holds mortgageFi stables will earn pending rewards so transferring mortgageFi synthetic stables from one wallet to another also transfers the earning potential.

NOTE: During our points season only wallets that deposit through our contracts will be eligible to receive points.