Comparing the Strategies

Time Horizon	Years to decades	Days to weeks
Risk Level	Lower, spread over time	Higher, concentrated
Profit Potential	Gradual, long-term appreciation	Quick, market-driven gains
Repayment	Regular, scheduled payments	Single lump sum repayment
Best Market Condition	Steady or gradually increasing	Rapidly increasing
Primary Goal	Asset accumulation	Short-term profit

Choosing Your Strategy

• Long term strategy if you:

• Believe in the long-term value of the asset

• Have a stable income for regular payments

• Want to build a significant crypto position over time

• Short term strategy if you:

• Are experienced with DeFi and watch the market for regular price movements

• See a short-term opportunity in the market

• Are comfortable with higher risk for potential quick gains

Risk Considerations

• Long Play: Default risk over an extended period, potential opportunity cost

• Short Play: Market volatility risk, potential to lose deposit if you default on your loan, timing challenges

Both strategies have their place in MortgageFi, offering users the flexibility to approach crypto asset acquisition and trading in ways that best suit their goals and risk tolerance. Users are encouraged to carefully consider their financial situation, market knowledge, and risk appetite when choosing between these strategies.