Compared to other Lending

Collateral Requirement	As low as 2%	Often 150% or more	Typically 5% upwards
Loan Term	Up to 30 years	Usually short-term	Typically long term up to 30 years
Repayment	Fixed USD value	Often in borrowed asset	USD fixed or variable
Default/liquidations	No liquidations upon collateral market price fluctuation. Full on default upon missed payment.	Partial based on collateral ratio	Repossession upon default of payments